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credit union

Numerica

Spokane Valley, WA · Est. 1937
A
Trust Grade
Excellent
Score: 97/100

Numerica is a credit union based in Spokane Valley, Washington, established in 1937, with $4.3 billion in total assets serving 178,219 members. By Trust Grade it ranks 16th of 75 credit unions we track in Washington. Its net worth ratio of 11.7% is stronger than 67% of similarly sized credit unions, versus a Washington median of 12.4%. It was profitable over the most recent period, with a 1.00% return on assets. No consumer complaints against Numerica appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.3B
$1B–10B institution
Members
178,219
Shares & deposits
Net worth ratio
11.7%
Top 33% of $1B–10B peers · Washington median 12.4%
Return on assets
1.0%
Top 26% of $1B–10B peers · Washington median 0.56%
Rank in Washington
#16
of 75 credit unions

How Numerica compares to Washington peers

Net worth ratio
Top 33% of $1B–10B peers
Numerica
11.7%
Washington median
12.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 26% of $1B–10B peers
Numerica
1.0%
Washington median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Numerica

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (11.7% capital ratio)
  • Profitable (ROA 1.00%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Numerica over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Numerica insured?

Yes. Numerica is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Numerica: frequently asked questions

Is Numerica a good credit union?

Numerica earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (11.7% capital ratio); Profitable (ROA 1.00%).

Is Numerica NCUA-insured?

Yes. Numerica is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Numerica?

Numerica holds $4.3 billion in total assets, ranking 16th of 75 credit unions we track in Washington. It serves 178,219 members.

Does Numerica have CFPB complaints?

No CFPB complaints against Numerica appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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