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credit union

Primesource

Spokane, WA · Est. 1935
C
Trust Grade
Average
Score: 76/100

Primesource is a credit union based in Spokane, Washington, established in 1935, with $85 million in total assets serving 6,727 members. By Trust Grade it ranks 71st of 75 credit unions we track in Washington. Its net worth ratio of 12.6% trails most similarly sized credit unions (38th percentile), versus a Washington median of 12.4%. It posted a loss over the most recent period (-1.38% return on assets), a point to watch. No consumer complaints against Primesource appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$85.3M
<$100M institution
Members
6,727
Shares & deposits
Net worth ratio
12.6%
Bottom 38% of <$100M peers · Washington median 12.4%
Return on assets
-1.4%
Bottom 7% of <$100M peers · Washington median 0.56%
Rank in Washington
#71
of 75 credit unions

How Primesource compares to Washington peers

Net worth ratio
Bottom 38% of <$100M peers
Primesource
12.6%
Washington median
12.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 7% of <$100M peers
Primesource
-1.4%
Washington median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Primesource

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
76/100
Customer experience
n/a
Overall
C · 76
  • Strongly capitalized (12.6% capital ratio)
  • Unprofitable over the period (ROA -1.38%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Primesource over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Primesource insured?

Yes. Primesource is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Primesource: frequently asked questions

Is Primesource a good credit union?

Primesource earns a Bankzia Trust Grade of C (76/100, "Average"), based on a financial-strength score of 76/100 (it has no CFPB complaints on record). Strongly capitalized (12.6% capital ratio); Unprofitable over the period (ROA -1.38%).

Is Primesource NCUA-insured?

Yes. Primesource is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Primesource?

Primesource holds $85 million in total assets, ranking 71st of 75 credit unions we track in Washington. It serves 6,727 members.

Does Primesource have CFPB complaints?

No CFPB complaints against Primesource appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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