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credit union

Evergreendirect

Tumwater, WA · Est. 1977
B
Trust Grade
Strong
Score: 88/100

Evergreendirect is a credit union based in Tumwater, Washington, established in 1977, with $78 million in total assets serving 4,778 members. By Trust Grade it ranks 52nd of 75 credit unions we track in Washington. Its net worth ratio of 11.2% trails most similarly sized credit unions (26th percentile), versus a Washington median of 12.4%. It was profitable over the most recent period, with a 0.10% return on assets. No consumer complaints against Evergreendirect appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$77.6M
<$100M institution
Members
4,778
Shares & deposits
Net worth ratio
11.2%
Bottom 26% of <$100M peers · Washington median 12.4%
Return on assets
0.1%
Bottom 26% of <$100M peers · Washington median 0.56%
Rank in Washington
#52
of 75 credit unions

How Evergreendirect compares to Washington peers

Net worth ratio
Bottom 26% of <$100M peers
Evergreendirect
11.2%
Washington median
12.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 26% of <$100M peers
Evergreendirect
0.1%
Washington median
0.6%
Higher ROA = more profitable relative to asset base

How we graded Evergreendirect

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
88/100
Customer experience
n/a
Overall
B · 88
  • Strongly capitalized (11.2% capital ratio)
  • Profitable (ROA 0.10%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Evergreendirect over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Evergreendirect insured?

Yes. Evergreendirect is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Evergreendirect: frequently asked questions

Is Evergreendirect a good credit union?

Evergreendirect earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Profitable (ROA 0.10%).

Is Evergreendirect NCUA-insured?

Yes. Evergreendirect is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Evergreendirect?

Evergreendirect holds $78 million in total assets, ranking 52nd of 75 credit unions we track in Washington. It serves 4,778 members.

Does Evergreendirect have CFPB complaints?

No CFPB complaints against Evergreendirect appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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