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credit union

Putnam School Employees

Eleanor, WV · Est. 1972
A
Trust Grade
Excellent
Score: 98/100

Putnam School Employees is a credit union based in Eleanor, West Virginia, established in 1972, with $14 million in total assets serving 1,892 members. By Trust Grade it ranks 12th of 73 credit unions we track in West Virginia. Its net worth ratio of 20.9% is stronger than 81% of similarly sized credit unions, versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 3.02% return on assets. No consumer complaints against Putnam School Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$14.1M
<$100M institution
Members
1,892
Shares & deposits
Net worth ratio
20.9%
Top 19% of <$100M peers · West Virginia median 13.5%
Return on assets
3.0%
Top 2% of <$100M peers · West Virginia median 0.77%
Rank in West Virginia
#12
of 73 credit unions

How Putnam School Employees compares to West Virginia peers

Net worth ratio
Top 19% of <$100M peers
Putnam School
20.9%
West Virginia median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 2% of <$100M peers
Putnam School
3.0%
West Virginia median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Putnam School Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (20.9% capital ratio)
  • Strongly profitable (ROA 3.02%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Putnam School Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Putnam School Employees insured?

Yes. Putnam School Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Putnam School Employees: frequently asked questions

Is Putnam School Employees a good credit union?

Putnam School Employees earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (20.9% capital ratio); Strongly profitable (ROA 3.02%).

Is Putnam School Employees NCUA-insured?

Yes. Putnam School Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Putnam School Employees?

Putnam School Employees holds $14 million in total assets, ranking 12th of 73 credit unions we track in West Virginia. It serves 1,892 members.

Does Putnam School Employees have CFPB complaints?

No CFPB complaints against Putnam School Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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