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credit union

South Charleston Employees

South Charlesto, WV · Est. 1965
A
Trust Grade
Excellent
Score: 95/100

South Charleston Employees is a credit union based in South Charlesto, West Virginia, established in 1965, with $14 million in total assets serving 1,210 members. By Trust Grade it ranks 32nd of 73 credit unions we track in West Virginia. Its net worth ratio of 58.9% is stronger than 100% of similarly sized credit unions, versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 0.69% return on assets. No consumer complaints against South Charleston Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$14.4M
<$100M institution
Members
1,210
Shares & deposits
Net worth ratio
58.9%
Top 0% of <$100M peers · West Virginia median 13.5%
Return on assets
0.7%
Top 46% of <$100M peers · West Virginia median 0.77%
Rank in West Virginia
#32
of 73 credit unions

How South Charleston Employees compares to West Virginia peers

Net worth ratio
Top 0% of <$100M peers
South Charleston
58.9%
West Virginia median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 46% of <$100M peers
South Charleston
0.7%
West Virginia median
0.8%
Higher ROA = more profitable relative to asset base

How we graded South Charleston Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (58.9% capital ratio)
  • Profitable (ROA 0.69%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for South Charleston Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at South Charleston Employees insured?

Yes. South Charleston Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

South Charleston Employees: frequently asked questions

Is South Charleston Employees a good credit union?

South Charleston Employees earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (58.9% capital ratio); Profitable (ROA 0.69%).

Is South Charleston Employees NCUA-insured?

Yes. South Charleston Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is South Charleston Employees?

South Charleston Employees holds $14 million in total assets, ranking 32nd of 73 credit unions we track in West Virginia. It serves 1,210 members.

Does South Charleston Employees have CFPB complaints?

No CFPB complaints against South Charleston Employees appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

National Employees
credit union · Bluefield, WV · $14M assets
Putnam School Employees
credit union · Eleanor, WV · $14M assets
Romney
credit union · Romney, WV · $14M assets
Charleston
credit union · Charleston, WV · $15M assets
Harrison County
credit union · Nutter Fort, WV · $16M assets
Cape
credit union · Clarksburg, WV · $16M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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