National Employees
National Employees is a credit union based in Bluefield, West Virginia, established in 1948, with $14 million in total assets serving 2,956 members. By Trust Grade it ranks 53rd of 73 credit unions we track in West Virginia. Its net worth ratio of 13.6% trails most similarly sized credit unions (46th percentile), versus a West Virginia median of 13.5%. It posted a loss over the most recent period (-0.08% return on assets), a point to watch. No consumer complaints against National Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How National Employees compares to West Virginia peers
How we graded National Employees
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.6% capital ratio)
- Unprofitable over the period (ROA -0.08%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for National Employees over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at National Employees insured?
Yes. National Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
National Employees: frequently asked questions
Is National Employees a good credit union?
National Employees earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Strongly capitalized (13.6% capital ratio); Unprofitable over the period (ROA -0.08%).
Is National Employees NCUA-insured?
Yes. National Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is National Employees?
National Employees holds $14 million in total assets, ranking 53rd of 73 credit unions we track in West Virginia. It serves 2,956 members.
Does National Employees have CFPB complaints?
No CFPB complaints against National Employees appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
