Morgantown A E S
Morgantown A E S is a credit union based in Morgantown, West Virginia, established in 1955, with $38 million in total assets serving 4,183 members. By Trust Grade it ranks 68th of 73 credit unions we track in West Virginia. Its net worth ratio of 9.5% trails most similarly sized credit unions (13th percentile), versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 0.10% return on assets. No consumer complaints against Morgantown A E S appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Morgantown A E S compares to West Virginia peers
How we graded Morgantown A E S
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.5% capital ratio)
- Profitable (ROA 0.10%)
- No CFPB complaints on record
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
No CFPB complaints are on file for Morgantown A E S over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Morgantown A E S insured?
Yes. Morgantown A E S is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Morgantown A E S: frequently asked questions
Is Morgantown A E S a good credit union?
Morgantown A E S earns a Bankzia Trust Grade of B (82/100, "Strong"), based on a financial-strength score of 82/100 (it has no CFPB complaints on record). Well-capitalized (9.5% capital ratio); Profitable (ROA 0.10%).
Is Morgantown A E S NCUA-insured?
Yes. Morgantown A E S is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Morgantown A E S?
Morgantown A E S holds $38 million in total assets, ranking 68th of 73 credit unions we track in West Virginia. It serves 4,183 members.
Does Morgantown A E S have CFPB complaints?
No CFPB complaints against Morgantown A E S appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
