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credit union

Natrium Employees

Proctor, WV · Est. 1984
A
Trust Grade
Excellent
Score: 98/100

Natrium Employees is a credit union based in Proctor, West Virginia, established in 1984, with $12 million in total assets serving 756 members. By Trust Grade it ranks 20th of 73 credit unions we track in West Virginia. Its net worth ratio of 12.0% trails most similarly sized credit unions (33th percentile), versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 2.03% return on assets. No consumer complaints against Natrium Employees appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$11.8M
<$100M institution
Members
756
Shares & deposits
Net worth ratio
12.0%
Bottom 33% of <$100M peers · West Virginia median 13.5%
Return on assets
2.0%
Top 6% of <$100M peers · West Virginia median 0.77%
Rank in West Virginia
#20
of 73 credit unions

How Natrium Employees compares to West Virginia peers

Net worth ratio
Bottom 33% of <$100M peers
Natrium Employees
12.0%
West Virginia median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 6% of <$100M peers
Natrium Employees
2.0%
West Virginia median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Natrium Employees

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.0% capital ratio)
  • Strongly profitable (ROA 2.03%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Natrium Employees over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Natrium Employees insured?

Yes. Natrium Employees is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Natrium Employees: frequently asked questions

Is Natrium Employees a good credit union?

Natrium Employees earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.0% capital ratio); Strongly profitable (ROA 2.03%).

Is Natrium Employees NCUA-insured?

Yes. Natrium Employees is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Natrium Employees?

Natrium Employees holds $12 million in total assets, ranking 20th of 73 credit unions we track in West Virginia. It serves 756 members.

Does Natrium Employees have CFPB complaints?

No CFPB complaints against Natrium Employees appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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