credit union

Local No. 317 I.A.F.F.

Charleston, WV · Est. 1939
B
Trust Grade
Strong
Score: 89/100

Local No. 317 I.A.F.F. is a credit union based in Charleston, West Virginia, established in 1939, with $10 million in total assets serving 456 members. By Trust Grade it ranks 56th of 73 credit unions we track in West Virginia. Its net worth ratio of 9.6% trails most similarly sized credit unions (14th percentile), versus a West Virginia median of 13.5%. It was profitable over the most recent period, with a 3.75% return on assets. No consumer complaints against Local No. 317 I.A.F.F. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$10.1M
<$100M institution
Members
456
Shares & deposits
—
Net worth ratio
9.6%
Bottom 14% of <$100M peers · West Virginia median 13.5%
Return on assets
3.8%
Top 1% of <$100M peers · West Virginia median 0.77%
Rank in West Virginia
#56
of 73 credit unions

How Local No. 317 I.A.F.F. compares to West Virginia peers

Net worth ratio
Bottom 14% of <$100M peers
Local No.
9.6%
West Virginia median
13.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 1% of <$100M peers
Local No.
3.8%
West Virginia median
0.8%
Higher ROA = more profitable relative to asset base

How we graded Local No. 317 I.A.F.F.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (9.6% capital ratio)
  • Strongly profitable (ROA 3.75%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Local No. 317 I.A.F.F. over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Local No. 317 I.A.F.F. insured?

Yes. Local No. 317 I.A.F.F. is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Local No. 317 I.A.F.F.: frequently asked questions

Is Local No. 317 I.A.F.F. a good credit union?

Local No. 317 I.A.F.F. earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (9.6% capital ratio); Strongly profitable (ROA 3.75%).

Is Local No. 317 I.A.F.F. NCUA-insured?

Yes. Local No. 317 I.A.F.F. is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Local No. 317 I.A.F.F.?

Local No. 317 I.A.F.F. holds $10 million in total assets, ranking 56th of 73 credit unions we track in West Virginia. It serves 456 members.

Does Local No. 317 I.A.F.F. have CFPB complaints?

No CFPB complaints against Local No. 317 I.A.F.F. appear in our data over the analysis window, which is typical for a credit union of this size.

Similar Credit Unions

Marion County School Employees
credit union · Fairmont, WV · $10M assets
Cha-Tel
credit union · Charleston, WV · $11M assets
Pace
credit union · Huntington, WV · $9M assets
Alderson Fci
credit union · Alderson, WV · $9M assets
Fayette
credit union · Mount Hope, WV · $9M assets
Natrium Employees
credit union · Proctor, WV · $12M assets

Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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