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credit union

First Community Cu Of Beloit

Beloit, WI · Est. 1933
A
Trust Grade
Excellent
Score: 90/100

First Community Cu Of Beloit is a credit union based in Beloit, Wisconsin, established in 1933, with $421 million in total assets serving 33,845 members. By Trust Grade it ranks 66th of 99 credit unions we track in Wisconsin. Its net worth ratio of 10.2% trails most similarly sized credit unions (33th percentile), versus a Wisconsin median of 12%. It was profitable over the most recent period, with a 0.80% return on assets. No consumer complaints against First Community Cu Of Beloit appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$421.3M
$100M–1B institution
Members
33,845
Shares & deposits
Net worth ratio
10.2%
Bottom 33% of $100M–1B peers · Wisconsin median 12%
Return on assets
0.8%
Top 42% of $100M–1B peers · Wisconsin median 0.86%
Rank in Wisconsin
#66
of 99 credit unions

How First Community Cu Of Beloit compares to Wisconsin peers

Net worth ratio
Bottom 33% of $100M–1B peers
First Community
10.2%
Wisconsin median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 42% of $100M–1B peers
First Community
0.8%
Wisconsin median
0.9%
Higher ROA = more profitable relative to asset base

How we graded First Community Cu Of Beloit

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (10.2% capital ratio)
  • Profitable (ROA 0.80%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Community Cu Of Beloit over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at First Community Cu Of Beloit insured?

Yes. First Community Cu Of Beloit is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Community Cu Of Beloit: frequently asked questions

Is First Community Cu Of Beloit a good credit union?

First Community Cu Of Beloit earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (10.2% capital ratio); Profitable (ROA 0.80%).

Is First Community Cu Of Beloit NCUA-insured?

Yes. First Community Cu Of Beloit is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is First Community Cu Of Beloit?

First Community Cu Of Beloit holds $421 million in total assets, ranking 66th of 99 credit unions we track in Wisconsin. It serves 33,845 members.

Does First Community Cu Of Beloit have CFPB complaints?

No CFPB complaints against First Community Cu Of Beloit appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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