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credit union

Unitedone

Manitowoc, WI · Est. 1938
A
Trust Grade
Excellent
Score: 94/100

Unitedone is a credit union based in Manitowoc, Wisconsin, established in 1938, with $337 million in total assets serving 18,992 members. By Trust Grade it ranks 47th of 99 credit unions we track in Wisconsin. Its net worth ratio of 11.9% is stronger than 59% of similarly sized credit unions, versus a Wisconsin median of 12%. It was profitable over the most recent period, with a 0.57% return on assets. No consumer complaints against Unitedone appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$336.5M
$100M–1B institution
Members
18,992
Shares & deposits
Net worth ratio
11.9%
Top 41% of $100M–1B peers · Wisconsin median 12%
Return on assets
0.6%
Bottom 41% of $100M–1B peers · Wisconsin median 0.86%
Rank in Wisconsin
#47
of 99 credit unions

How Unitedone compares to Wisconsin peers

Net worth ratio
Top 41% of $100M–1B peers
Unitedone
11.9%
Wisconsin median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 41% of $100M–1B peers
Unitedone
0.6%
Wisconsin median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Unitedone

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (11.9% capital ratio)
  • Profitable (ROA 0.57%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Unitedone over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Unitedone insured?

Yes. Unitedone is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Unitedone: frequently asked questions

Is Unitedone a good credit union?

Unitedone earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Profitable (ROA 0.57%).

Is Unitedone NCUA-insured?

Yes. Unitedone is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Unitedone?

Unitedone holds $337 million in total assets, ranking 47th of 99 credit unions we track in Wisconsin. It serves 18,992 members.

Does Unitedone have CFPB complaints?

No CFPB complaints against Unitedone appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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