1st Community
1st Community is a credit union based in Sparta, Wisconsin, established in 1961, with $285 million in total assets serving 15,743 members. By Trust Grade it ranks 74th of 99 credit unions we track in Wisconsin. Its net worth ratio of 9.6% trails most similarly sized credit unions (24th percentile), versus a Wisconsin median of 12%. It was profitable over the most recent period, with a 1.27% return on assets. No consumer complaints against 1st Community appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How 1st Community compares to Wisconsin peers
How we graded 1st Community
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.6% capital ratio)
- Strongly profitable (ROA 1.27%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for 1st Community over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at 1st Community insured?
Yes. 1st Community is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
1st Community: frequently asked questions
Is 1st Community a good credit union?
1st Community earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (9.6% capital ratio); Strongly profitable (ROA 1.27%).
Is 1st Community NCUA-insured?
Yes. 1st Community is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is 1st Community?
1st Community holds $285 million in total assets, ranking 74th of 99 credit unions we track in Wisconsin. It serves 15,743 members.
Does 1st Community have CFPB complaints?
No CFPB complaints against 1st Community appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
