Valley Communities
Valley Communities is a credit union based in Mosinee, Wisconsin, established in 1935, with $305 million in total assets serving 15,964 members. By Trust Grade it ranks 3rd of 99 credit unions we track in Wisconsin. Its net worth ratio of 12.9% is stronger than 70% of similarly sized credit unions, versus a Wisconsin median of 12%. It was profitable over the most recent period, with a 1.02% return on assets. No consumer complaints against Valley Communities appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Valley Communities compares to Wisconsin peers
How we graded Valley Communities
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.9% capital ratio)
- Strongly profitable (ROA 1.02%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Valley Communities over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Valley Communities insured?
Yes. Valley Communities is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Valley Communities: frequently asked questions
Is Valley Communities a good credit union?
Valley Communities earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.9% capital ratio); Strongly profitable (ROA 1.02%).
Is Valley Communities NCUA-insured?
Yes. Valley Communities is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Valley Communities?
Valley Communities holds $305 million in total assets, ranking 3rd of 99 credit unions we track in Wisconsin. It serves 15,964 members.
Does Valley Communities have CFPB complaints?
No CFPB complaints against Valley Communities appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
