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Verve, A Credit Union

Oshkosh, WI · Est. 1938
B
Trust Grade
Strong
Score: 86/100

Verve, A Credit Union is a credit union based in Oshkosh, Wisconsin, established in 1938, with $1.6 billion in total assets serving 63,183 members. By Trust Grade it ranks 84th of 99 credit unions we track in Wisconsin. Its net worth ratio of 9.7% trails most similarly sized credit unions (26th percentile), versus a Wisconsin median of 12%. It was profitable over the most recent period, with a 0.59% return on assets. No consumer complaints against Verve, A Credit Union appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.6B
$1B–10B institution
Members
63,183
Shares & deposits
Net worth ratio
9.7%
Bottom 26% of $1B–10B peers · Wisconsin median 12%
Return on assets
0.6%
Bottom 41% of $1B–10B peers · Wisconsin median 0.86%
Rank in Wisconsin
#84
of 99 credit unions

How Verve, A Credit Union compares to Wisconsin peers

Net worth ratio
Bottom 26% of $1B–10B peers
Verve, A
9.7%
Wisconsin median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 41% of $1B–10B peers
Verve, A
0.6%
Wisconsin median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Verve, A Credit Union

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
86/100
Customer experience
n/a
Overall
B · 86
  • Well-capitalized (9.7% capital ratio)
  • Profitable (ROA 0.59%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Verve, A Credit Union over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Verve, A Credit Union insured?

Yes. Verve, A Credit Union is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Verve, A Credit Union: frequently asked questions

Is Verve, A Credit Union a good credit union?

Verve, A Credit Union earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (9.7% capital ratio); Profitable (ROA 0.59%).

Is Verve, A Credit Union NCUA-insured?

Yes. Verve, A Credit Union is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Verve, A Credit Union?

Verve, A Credit Union holds $1.6 billion in total assets, ranking 84th of 99 credit unions we track in Wisconsin. It serves 63,183 members.

Does Verve, A Credit Union have CFPB complaints?

No CFPB complaints against Verve, A Credit Union appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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