Ripco
Ripco is a credit union based in Rhinelander, Wisconsin, established in 1932, with $189 million in total assets serving 12,977 members. By Trust Grade it ranks 86th of 99 credit unions we track in Wisconsin. Its net worth ratio of 9.9% trails most similarly sized credit unions (29th percentile), versus a Wisconsin median of 12%. It was profitable over the most recent period, with a 0.41% return on assets. No consumer complaints against Ripco appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ripco compares to Wisconsin peers
How we graded Ripco
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (9.9% capital ratio)
- Profitable (ROA 0.41%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ripco over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Ripco insured?
Yes. Ripco is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ripco: frequently asked questions
Is Ripco a good credit union?
Ripco earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (9.9% capital ratio); Profitable (ROA 0.41%).
Is Ripco NCUA-insured?
Yes. Ripco is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Ripco?
Ripco holds $189 million in total assets, ranking 86th of 99 credit unions we track in Wisconsin. It serves 12,977 members.
Does Ripco have CFPB complaints?
No CFPB complaints against Ripco appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
