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credit union

Members' Advantage

Wisconsin Rapid, WI · Est. 1935
A
Trust Grade
Excellent
Score: 98/100

Members' Advantage is a credit union based in Wisconsin Rapid, Wisconsin, established in 1935, with $184 million in total assets serving 11,192 members. By Trust Grade it ranks 15th of 99 credit unions we track in Wisconsin. Its net worth ratio of 18.9% is stronger than 96% of similarly sized credit unions, versus a Wisconsin median of 12%. It was profitable over the most recent period, with a 1.69% return on assets. No consumer complaints against Members' Advantage appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$183.5M
$100M–1B institution
Members
11,192
Shares & deposits
Net worth ratio
18.9%
Top 4% of $100M–1B peers · Wisconsin median 12%
Return on assets
1.7%
Top 7% of $100M–1B peers · Wisconsin median 0.86%
Rank in Wisconsin
#15
of 99 credit unions

How Members' Advantage compares to Wisconsin peers

Net worth ratio
Top 4% of $100M–1B peers
Members' Advantage
18.9%
Wisconsin median
12.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 7% of $100M–1B peers
Members' Advantage
1.7%
Wisconsin median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Members' Advantage

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (18.9% capital ratio)
  • Strongly profitable (ROA 1.69%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Members' Advantage over the analysis window. For a smaller institution this is common and counts in its favor.

Are deposits at Members' Advantage insured?

Yes. Members' Advantage is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Members' Advantage: frequently asked questions

Is Members' Advantage a good credit union?

Members' Advantage earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.9% capital ratio); Strongly profitable (ROA 1.69%).

Is Members' Advantage NCUA-insured?

Yes. Members' Advantage is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.

How big is Members' Advantage?

Members' Advantage holds $184 million in total assets, ranking 15th of 99 credit unions we track in Wisconsin. It serves 11,192 members.

Does Members' Advantage have CFPB complaints?

No CFPB complaints against Members' Advantage appear in our data over the analysis window, which is typical for a credit union of this size.

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Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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