Sunlight
Sunlight is a credit union based in Cody, Wyoming, established in 1953, with $217 million in total assets serving 8,599 members. By Trust Grade it ranks 13th of 18 credit unions we track in Wyoming. Its net worth ratio of 11.5% is stronger than 54% of similarly sized credit unions, versus a Wyoming median of 11.3%. It posted a loss over the most recent period (-0.09% return on assets), a point to watch. No consumer complaints against Sunlight appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Sunlight compares to Wyoming peers
How we graded Sunlight
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.5% capital ratio)
- Unprofitable over the period (ROA -0.09%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Sunlight over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Sunlight insured?
Yes. Sunlight is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Sunlight: frequently asked questions
Is Sunlight a good credit union?
Sunlight earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Unprofitable over the period (ROA -0.09%).
Is Sunlight NCUA-insured?
Yes. Sunlight is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Sunlight?
Sunlight holds $217 million in total assets, ranking 13th of 18 credit unions we track in Wyoming. It serves 8,599 members.
Does Sunlight have CFPB complaints?
No CFPB complaints against Sunlight appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
