Banks & credit unions in Utica, NY

5 institutions headquartered in Utica — 2 banks and 3 credit unions, holding $2.5B in combined assets. Ranked by Bankzia Trust Grade.

Banks in Utica

1
98
Bank Of Utica
bank · Utica, NY · $1.4B assets
2
82
Adirondack Bank
bank · Utica, NY · $1.0B assets

Credit unions in Utica

1
94
Utica District Telephone Employees
credit union · Utica, NY · $40M assets
2
92
Utica Police Department
credit union · Utica, NY · $6M assets
3
85
Oneida County
credit union · Utica, NY · $14M assets

From the Blog

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High-Yield Savings Accounts: What to Know in 2026
High-yield savings accounts can pay many times the national average rate — with the same FDIC insurance as any other deposit. Here's how they work and what to watch for.
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Banking Guides
Are Credit Unions Safer Than Banks?
Credit unions and banks are insured by different agencies but to the same $250,000 limit. Here's what 'safer' really means — and where the two genuinely differ.
June 25, 2026 · 4 min read
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Banking Guides
How to Switch Banks Without the Headache
Switching banks sounds painful, but a clean move comes down to a short checklist: open the new account, move your automatic payments, then close the old one carefully.
June 25, 2026 · 5 min read
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State Guides
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State Guides
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State Guides
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State Guides
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