Oneida County
Oneida County is a credit union based in Utica, New York, established in 1959, with $14 million in total assets serving 1,488 members. By Trust Grade it ranks 200th of 267 credit unions we track in New York. Its net worth ratio of 12.1% trails most similarly sized credit unions (34th percentile), versus a New York median of 12%. It posted a loss over the most recent period (-0.55% return on assets), a point to watch. No consumer complaints against Oneida County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Oneida County compares to New York peers
How we graded Oneida County
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.1% capital ratio)
- Unprofitable over the period (ROA -0.55%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Oneida County over the analysis window. For a smaller institution this is common and counts in its favor.
Are deposits at Oneida County insured?
Yes. Oneida County is an NCUA-insured credit union. Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Oneida County: frequently asked questions
Is Oneida County a good credit union?
Oneida County earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Strongly capitalized (12.1% capital ratio); Unprofitable over the period (ROA -0.55%).
Is Oneida County NCUA-insured?
Yes. Oneida County is a NCUA-insured credit union. Deposits are protected up to the standard NCUA limit of $250,000 per depositor, per ownership category.
How big is Oneida County?
Oneida County holds $14 million in total assets, ranking 200th of 267 credit unions we track in New York. It serves 1,488 members.
Does Oneida County have CFPB complaints?
No CFPB complaints against Oneida County appear in our data over the analysis window, which is typical for a credit union of this size.
Similar Credit Unions
Financial data from NCUA call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
