Metro Bank is a bank based in Pell City, Alabama, established in 1989, with $1.2 billion in total assets across 9 branches. By Trust Grade it ranks 13th of 93 banks we track in Alabama. Its capital ratio of 13.8% is stronger than 90% of similarly sized banks, versus a Alabama median of 10%. It was profitable over the most recent period, with a 1.17% return on assets. No consumer complaints against Metro Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Metro Bank compares to Alabama peers
How we graded Metro Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.8% capital ratio)
- Strongly profitable (ROA 1.17%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Metro Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (9)
- 1164 Main St, Ragland, AL 35131
- 47537 Us Highway 78, Lincoln, AL 35096
- 1022 Coleman St, Heflin, AL 36264
- 18500 Us Highway 231, Pell City, AL 35125
- 800 Martin St S, Pell City, AL 35128
- 35489 Ushwy 231, Ashville, AL 35953
- 2325 Highway 77, Southside, AL 35907
- 1920 Martin St S, Pell City, AL 35128
- 2505 Moody Pkwy, Moody, AL 35004
Are deposits at Metro Bank insured?
Yes. Metro Bank is an FDIC-insured bank (FDIC certificate #27510). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Metro Bank: frequently asked questions
Is Metro Bank a good bank?
Metro Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.8% capital ratio); Strongly profitable (ROA 1.17%).
Is Metro Bank FDIC-insured?
Yes. Metro Bank is a FDIC-insured bank (FDIC certificate #27510). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Metro Bank?
Metro Bank holds $1.2 billion in total assets, ranking 13th of 93 banks we track in Alabama. It operates 9 branches.
Does Metro Bank have CFPB complaints?
No CFPB complaints against Metro Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
