First Bank Of Alabama is a bank based in Talladega, Alabama, established in 1848, with $1.4 billion in total assets across 17 branches. By Trust Grade it ranks 65th of 93 banks we track in Alabama. Its capital ratio of 7.8% trails most similarly sized banks (8th percentile), versus a Alabama median of 10%. It was profitable over the most recent period, with a 1.44% return on assets. No consumer complaints against First Bank Of Alabama appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Bank Of Alabama compares to Alabama peers
How we graded First Bank Of Alabama
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.8% capital ratio)
- Strongly profitable (ROA 1.44%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Bank Of Alabama over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (17)
- 120 North St E, Talladega, AL 35160
- 47743 Us Highway 78, Lincoln, AL 35096
- 44388 Alabama 21, Munford, AL 36268
- 24514 Highway 48, Woodland, AL 36280
- 3500 Highway 431, Roanoke, AL 36274
- 960 Main St W, Rainsville, AL 35986
- 10838 Alabama Hwy. 75, Ider, AL 35981
- 111 W Broad St, Wedowee, AL 36278
- 21044 Main St, Ranburne, AL 36273
- 126 N Norton Ave, Sylacauga, AL 35150
- 105 5th St N, Clanton, AL 35045
- 1400 Gault Ave N, Fort Payne, AL 35967
- 654 Ross St, Heflin, AL 36264
- 83183 Alabama Hwy 9, Ashland, AL 36251
- 815 Hamric Dr E, Oxford, AL 36203
- 1100 Quintard Ave, Anniston, AL 36201
- 1082 1st St Nw, Childersburg, AL 35044
Are deposits at First Bank Of Alabama insured?
Yes. First Bank Of Alabama is an FDIC-insured bank (FDIC certificate #2832). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Bank Of Alabama: frequently asked questions
Is First Bank Of Alabama a good bank?
First Bank Of Alabama earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (7.8% capital ratio); Strongly profitable (ROA 1.44%).
Is First Bank Of Alabama FDIC-insured?
Yes. First Bank Of Alabama is a FDIC-insured bank (FDIC certificate #2832). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Bank Of Alabama?
First Bank Of Alabama holds $1.4 billion in total assets, ranking 65th of 93 banks we track in Alabama. It operates 17 branches.
Does First Bank Of Alabama have CFPB complaints?
No CFPB complaints against First Bank Of Alabama appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
