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Auburnbank

Auburn, AL · Est. 1907 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Auburnbank is a bank based in Auburn, Alabama, established in 1907, with $1.0 billion in total assets across 7 branches. By Trust Grade it ranks 54th of 93 banks we track in Alabama. Its capital ratio of 8.8% trails most similarly sized banks (20th percentile), versus a Alabama median of 10%. It was profitable over the most recent period, with a 0.88% return on assets. No consumer complaints against Auburnbank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.0B
$1B–10B institution
Deposits
$932.7M
Branches
7
Capital ratio
8.8%
Bottom 20% of $1B–10B peers · Alabama median 10%
Return on assets
0.9%
Bottom 25% of $1B–10B peers · Alabama median 1.08%
Rank in Alabama
#54
of 93 banks

How Auburnbank compares to Alabama peers

Capital ratio
Bottom 20% of $1B–10B peers
Auburnbank
8.8%
Alabama median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 25% of $1B–10B peers
Auburnbank
0.9%
Alabama median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Auburnbank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (8.8% capital ratio)
  • Profitable (ROA 0.88%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Auburnbank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 100 N Gay St, Auburn, AL 36830
  • 215 S 6th St, Opelika, AL 36801
  • 1351 S Donahue Dr, Auburn, AL 36832
  • 950 Auburn Rd, Notasulga, AL 36866
  • 1851 Frederick Rd, Opelika, AL 36801
  • 2315 Bent Creek Rd, Auburn, AL 36830
  • 132 Fob James Dr, Valley, AL 36854

Are deposits at Auburnbank insured?

Yes. Auburnbank is an FDIC-insured bank (FDIC certificate #35). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Auburnbank: frequently asked questions

Is Auburnbank a good bank?

Auburnbank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Profitable (ROA 0.88%).

Is Auburnbank FDIC-insured?

Yes. Auburnbank is a FDIC-insured bank (FDIC certificate #35). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Auburnbank?

Auburnbank holds $1.0 billion in total assets, ranking 54th of 93 banks we track in Alabama. It operates 7 branches.

Does Auburnbank have CFPB complaints?

No CFPB complaints against Auburnbank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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