Commerceone Bank is a bank based in Birmingham, Alabama, established in 2018, with $892 million in total assets across 2 branches. By Trust Grade it ranks 89th of 93 banks we track in Alabama. Its capital ratio of 9.1% trails most similarly sized banks (31th percentile), versus a Alabama median of 10%. It posted a loss over the most recent period (-2.14% return on assets), a point to watch. No consumer complaints against Commerceone Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Commerceone Bank compares to Alabama peers
How we graded Commerceone Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.1% capital ratio)
- Unprofitable over the period (ROA -2.14%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Commerceone Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 17 20th St N, Birmingham, AL 35203
- 2701 Cahaba Rd, Mountain Brook, AL 35223
Are deposits at Commerceone Bank insured?
Yes. Commerceone Bank is an FDIC-insured bank (FDIC certificate #59114). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Commerceone Bank: frequently asked questions
Is Commerceone Bank a good bank?
Commerceone Bank earns a Bankzia Trust Grade of C (70/100, "Average"), based on a financial-strength score of 70/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Unprofitable over the period (ROA -2.14%).
Is Commerceone Bank FDIC-insured?
Yes. Commerceone Bank is a FDIC-insured bank (FDIC certificate #59114). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Commerceone Bank?
Commerceone Bank holds $892 million in total assets, ranking 89th of 93 banks we track in Alabama. It operates 2 branches.
Does Commerceone Bank have CFPB complaints?
No CFPB complaints against Commerceone Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
