West Alabama Bank & Trust is a bank based in Reform, Alabama, established in 1944, with $928 million in total assets across 16 branches. By Trust Grade it ranks 1st of 93 banks we track in Alabama. Its capital ratio of 10.3% is stronger than 53% of similarly sized banks, versus a Alabama median of 10%. It was profitable over the most recent period, with a 1.28% return on assets. No consumer complaints against West Alabama Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How West Alabama Bank & Trust compares to Alabama peers
How we graded West Alabama Bank & Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.3% capital ratio)
- Strongly profitable (ROA 1.28%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for West Alabama Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (16)
- 509 1st Ave W, Reform, AL 35481
- 30330 Highway 17, Millport, AL 35576
- 1014 Washington St, Marion, AL 36756
- 28827 Highway 5, Woodstock, AL 35188
- 713 Memorial Pkwy Nw, Aliceville, AL 35442
- 507 Main Street, Ethelsville, AL 35461
- 245 Main St S, Gordo, AL 35466
- 119 W Pushmataha St, Butler, AL 36904
- 27 Courthouse Square, Livingston, AL 35470
- 7680 Highway 69 S, Tuscaloosa, AL 35405
- 305 2nd St Ne, Fayette, AL 35555
- 31 Mcfarland Blvd, Northport, AL 35476
- 200 Office Park Dr, Birmingham, AL 35223
- 9879 State Highway 104, Fairhope, AL 36532
- 4 3rd Ave Nw, Aliceville, AL 35442
- 86 Court Sq, Carrollton, AL 35447
Are deposits at West Alabama Bank & Trust insured?
Yes. West Alabama Bank & Trust is an FDIC-insured bank (FDIC certificate #16175). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
West Alabama Bank & Trust: frequently asked questions
Is West Alabama Bank & Trust a good bank?
West Alabama Bank & Trust earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Strongly profitable (ROA 1.28%).
Is West Alabama Bank & Trust FDIC-insured?
Yes. West Alabama Bank & Trust is a FDIC-insured bank (FDIC certificate #16175). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is West Alabama Bank & Trust?
West Alabama Bank & Trust holds $928 million in total assets, ranking 1st of 93 banks we track in Alabama. It operates 16 branches.
Does West Alabama Bank & Trust have CFPB complaints?
No CFPB complaints against West Alabama Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
