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Evabank

Eva, AL · Est. 1986 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Evabank is a bank based in Eva, Alabama, established in 1986, with $490 million in total assets across 7 branches. By Trust Grade it ranks 11th of 93 banks we track in Alabama. Its capital ratio of 27.7% is stronger than 99% of similarly sized banks, versus a Alabama median of 10%. It was profitable over the most recent period, with a 2.51% return on assets. No consumer complaints against Evabank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$490.0M
$100M–1B institution
Deposits
$342.5M
Branches
7
Capital ratio
27.7%
Top 1% of $100M–1B peers · Alabama median 10%
Return on assets
2.5%
Top 4% of $100M–1B peers · Alabama median 1.08%
Rank in Alabama
#11
of 93 banks

How Evabank compares to Alabama peers

Capital ratio
Top 1% of $100M–1B peers
Evabank
27.7%
Alabama median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 4% of $100M–1B peers
Evabank
2.5%
Alabama median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Evabank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (27.7% capital ratio)
  • Strongly profitable (ROA 2.51%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Evabank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 3210 Alabama Highway 157, Cullman, AL 35058
  • 4113 Eva Rd, Eva, AL 35621
  • 1710 Cherokee Ave Sw, Cullman, AL 35055
  • 2915 Clairmont Ave S, Birmingham, AL 35205
  • 2404 Danville Rd Sw, Decatur, AL 35603
  • 8848 Madison Blvd, Madison, AL 35758
  • 1001 N Brindlee Mountain Pkwy, Arab, AL 35016

Are deposits at Evabank insured?

Yes. Evabank is an FDIC-insured bank (FDIC certificate #26799). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Evabank: frequently asked questions

Is Evabank a good bank?

Evabank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (27.7% capital ratio); Strongly profitable (ROA 2.51%).

Is Evabank FDIC-insured?

Yes. Evabank is a FDIC-insured bank (FDIC certificate #26799). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Evabank?

Evabank holds $490 million in total assets, ranking 11th of 93 banks we track in Alabama. It operates 7 branches.

Does Evabank have CFPB complaints?

No CFPB complaints against Evabank appear in our data over the analysis window, which is typical for a bank of this size.

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Cullman Savings Bank
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Merit Bank
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Noblebank & Trust
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First Jackson Bank, Inc.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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