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First Jackson Bank, Inc.

Stevenson, AL · Est. 1981 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First Jackson Bank, Inc. is a bank based in Stevenson, Alabama, established in 1981, with $440 million in total assets across 7 branches. By Trust Grade it ranks 8th of 93 banks we track in Alabama. Its capital ratio of 13.9% is stronger than 85% of similarly sized banks, versus a Alabama median of 10%. It was profitable over the most recent period, with a 1.94% return on assets. No consumer complaints against First Jackson Bank, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$439.6M
$100M–1B institution
Deposits
$357.1M
Branches
7
Capital ratio
13.9%
Top 15% of $100M–1B peers · Alabama median 10%
Return on assets
1.9%
Top 14% of $100M–1B peers · Alabama median 1.08%
Rank in Alabama
#8
of 93 banks

How First Jackson Bank, Inc. compares to Alabama peers

Capital ratio
Top 15% of $100M–1B peers
First Jackson
13.9%
Alabama median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 14% of $100M–1B peers
First Jackson
1.9%
Alabama median
1.1%
Higher ROA = more profitable relative to asset base

How we graded First Jackson Bank, Inc.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.9% capital ratio)
  • Strongly profitable (ROA 1.94%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Jackson Bank, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 43243 Us Highway 72, Stevenson, AL 35772
  • 50550 Al Highway 277, Bridgeport, AL 35740
  • 408 E Laurel St, Scottsboro, AL 35768
  • 24807 John T Reid Pkwy, Scottsboro, AL 35768
  • 308 Sutton Rd Se, Owens Cross Roads, AL 35763
  • 201 Battlecreek Rd, South Pittsburg, TN 37380
  • 21783 Al Highway 79, Scottsboro, AL 35768

Are deposits at First Jackson Bank, Inc. insured?

Yes. First Jackson Bank, Inc. is an FDIC-insured bank (FDIC certificate #23376). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Jackson Bank, Inc.: frequently asked questions

Is First Jackson Bank, Inc. a good bank?

First Jackson Bank, Inc. earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.9% capital ratio); Strongly profitable (ROA 1.94%).

Is First Jackson Bank, Inc. FDIC-insured?

Yes. First Jackson Bank, Inc. is a FDIC-insured bank (FDIC certificate #23376). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Jackson Bank, Inc.?

First Jackson Bank, Inc. holds $440 million in total assets, ranking 8th of 93 banks we track in Alabama. It operates 7 branches.

Does First Jackson Bank, Inc. have CFPB complaints?

No CFPB complaints against First Jackson Bank, Inc. appear in our data over the analysis window, which is typical for a bank of this size.

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Southern Independent Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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