Cullman Savings Bank is a bank based in Cullman, Alabama, established in 1937, with $460 million in total assets across 5 branches. By Trust Grade it ranks 43rd of 93 banks we track in Alabama. Its capital ratio of 17.9% is stronger than 95% of similarly sized banks, versus a Alabama median of 10%. It was profitable over the most recent period, with a 0.63% return on assets. No consumer complaints against Cullman Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cullman Savings Bank compares to Alabama peers
How we graded Cullman Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.9% capital ratio)
- Profitable (ROA 0.63%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cullman Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 101 Main Street Sw, Hanceville, AL 35077
- 3201 Alabama Highway 157, Cullman, AL 35058
- 316 2nd Ave Sw, Cullman, AL 35055
- 1652 2nd Ave Sw, Cullman, AL 35055
- 515 4th Street Sw, Cullman, AL 35055
Are deposits at Cullman Savings Bank insured?
Yes. Cullman Savings Bank is an FDIC-insured bank (FDIC certificate #30167). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cullman Savings Bank: frequently asked questions
Is Cullman Savings Bank a good bank?
Cullman Savings Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (17.9% capital ratio); Profitable (ROA 0.63%).
Is Cullman Savings Bank FDIC-insured?
Yes. Cullman Savings Bank is a FDIC-insured bank (FDIC certificate #30167). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Cullman Savings Bank?
Cullman Savings Bank holds $460 million in total assets, ranking 43rd of 93 banks we track in Alabama. It operates 5 branches.
Does Cullman Savings Bank have CFPB complaints?
No CFPB complaints against Cullman Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
