The Bank Of Vernon is a bank based in Vernon, Alabama, established in 1911, with $428 million in total assets across 5 branches. By Trust Grade it ranks 21st of 93 banks we track in Alabama. Its capital ratio of 16.2% is stronger than 93% of similarly sized banks, versus a Alabama median of 10%. It was profitable over the most recent period, with a 1.86% return on assets. No consumer complaints against The Bank Of Vernon appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Bank Of Vernon compares to Alabama peers
How we graded The Bank Of Vernon
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (16.2% capital ratio)
- Strongly profitable (ROA 1.86%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Bank Of Vernon over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 9435 Highway 18, Vernon, AL 35592
- 44825 Highway 17, Vernon, AL 35592
- 9715 Wolfe Rd, Caledonia, MS 39740
- 3561 Bluecutt Rd, Columbus, MS 39705
- 420 Alabama St, Columbus, MS 39702
Are deposits at The Bank Of Vernon insured?
Yes. The Bank Of Vernon is an FDIC-insured bank (FDIC certificate #51). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Bank Of Vernon: frequently asked questions
Is The Bank Of Vernon a good bank?
The Bank Of Vernon earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.2% capital ratio); Strongly profitable (ROA 1.86%).
Is The Bank Of Vernon FDIC-insured?
Yes. The Bank Of Vernon is a FDIC-insured bank (FDIC certificate #51). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Bank Of Vernon?
The Bank Of Vernon holds $428 million in total assets, ranking 21st of 93 banks we track in Alabama. It operates 5 branches.
Does The Bank Of Vernon have CFPB complaints?
No CFPB complaints against The Bank Of Vernon appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
