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Gateway Commercial Bank

Mesa, AZ · Est. 2007 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Gateway Commercial Bank is a bank based in Mesa, Arizona, established in 2007, with $247 million in total assets across 1 branch. By Trust Grade it ranks 2nd of 12 banks we track in Arizona. Its capital ratio of 10.1% trails most similarly sized banks (49th percentile), versus a Arizona median of 10.4%. It was profitable over the most recent period, with a 1.48% return on assets. No consumer complaints against Gateway Commercial Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$246.6M
$100M–1B institution
Deposits
$204.9M
Branches
1
Capital ratio
10.1%
Bottom 49% of $100M–1B peers · Arizona median 10.4%
Return on assets
1.5%
Top 34% of $100M–1B peers · Arizona median 0.43%
Rank in Arizona
#2
of 12 banks

How Gateway Commercial Bank compares to Arizona peers

Capital ratio
Bottom 49% of $100M–1B peers
Gateway Commercial
10.1%
Arizona median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 34% of $100M–1B peers
Gateway Commercial
1.5%
Arizona median
0.4%
Higher ROA = more profitable relative to asset base

How we graded Gateway Commercial Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.1% capital ratio)
  • Strongly profitable (ROA 1.48%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Gateway Commercial Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 6860 E Warner Rd, Mesa, AZ 85212

Are deposits at Gateway Commercial Bank insured?

Yes. Gateway Commercial Bank is an FDIC-insured bank (FDIC certificate #58678). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Gateway Commercial Bank: frequently asked questions

Is Gateway Commercial Bank a good bank?

Gateway Commercial Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Strongly profitable (ROA 1.48%).

Is Gateway Commercial Bank FDIC-insured?

Yes. Gateway Commercial Bank is a FDIC-insured bank (FDIC certificate #58678). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Gateway Commercial Bank?

Gateway Commercial Bank holds $247 million in total assets, ranking 2nd of 12 banks we track in Arizona. It operates 1 branch.

Does Gateway Commercial Bank have CFPB complaints?

No CFPB complaints against Gateway Commercial Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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