Zenith Bank & Trust is a bank based in Scottsdale, Arizona, established in 2023, with $123 million in total assets across 1 branch. By Trust Grade it ranks 6th of 12 banks we track in Arizona. Its capital ratio of 17.6% is stronger than 95% of similarly sized banks, versus a Arizona median of 10.4%. It was profitable over the most recent period, with a 0.11% return on assets. Consumers filed 2 complaints about Zenith Financial with the CFPB — 16.3 per $1B in assets, a higher rate than 59% of peers.
How Zenith Bank & Trust compares to Arizona peers
How we graded Zenith Bank & Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (17.6% capital ratio)
- Profitable (ROA 0.11%)
- 16.3 complaints per $1B in assets
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
2 complaints filed with the CFPB against Zenith Financial — 16.3 per $1B in assets.
These records were matched to Zenith Bank & Trust by name and may include complaints filed against other institutions with similar names. Complaint counts reflect what consumers reported to the CFPB and are not findings of wrongdoing. Report a mismatch →
Branch locations (1)
- 4900 N Scottsdale Rd, Scottsdale, AZ 85251
Are deposits at Zenith Bank & Trust insured?
Yes. Zenith Bank & Trust is an FDIC-insured bank (FDIC certificate #59318). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Zenith Bank & Trust: frequently asked questions
Is Zenith Bank & Trust a good bank?
Zenith Bank & Trust earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 and a customer-experience score of 45.5/100. Strongly capitalized (17.6% capital ratio); Profitable (ROA 0.11%).
Is Zenith Bank & Trust FDIC-insured?
Yes. Zenith Bank & Trust is a FDIC-insured bank (FDIC certificate #59318). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Zenith Bank & Trust?
Zenith Bank & Trust holds $123 million in total assets, ranking 6th of 12 banks we track in Arizona. It operates 1 branch.
How many complaints does Zenith Bank & Trust have?
Consumers filed 2 complaints about Zenith Financial with the CFPB, or 16.3 per $1B in assets.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
