Gainey Business Bank is a bank based in Scottsdale, Arizona, established in 2022, with $103 million in total assets across 1 branch. By Trust Grade it ranks 11th of 12 banks we track in Arizona. Its capital ratio of 7.7% trails most similarly sized banks (12th percentile), versus a Arizona median of 10.4%. It posted a loss over the most recent period (-0.62% return on assets), a point to watch. No consumer complaints against Gainey Business Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Gainey Business Bank compares to Arizona peers
How we graded Gainey Business Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.7% capital ratio)
- Unprofitable over the period (ROA -0.62%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Gainey Business Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 8501 N Scottsdale Rd, Scottsdale, AZ 85253
Are deposits at Gainey Business Bank insured?
Yes. Gainey Business Bank is an FDIC-insured bank (FDIC certificate #59273). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Gainey Business Bank: frequently asked questions
Is Gainey Business Bank a good bank?
Gainey Business Bank earns a Bankzia Trust Grade of C (76/100, "Average"), based on a financial-strength score of 76/100 (it has no CFPB complaints on record). Well-capitalized (7.7% capital ratio); Unprofitable over the period (ROA -0.62%).
Is Gainey Business Bank FDIC-insured?
Yes. Gainey Business Bank is a FDIC-insured bank (FDIC certificate #59273). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Gainey Business Bank?
Gainey Business Bank holds $103 million in total assets, ranking 11th of 12 banks we track in Arizona. It operates 1 branch.
Does Gainey Business Bank have CFPB complaints?
No CFPB complaints against Gainey Business Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
