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First Community Bank

Batesville, AR · Est. 1997 · Website ↗
B
Trust Grade
Strong
Score: 89/100

First Community Bank is a bank based in Batesville, Arkansas, established in 1997, with $3.5 billion in total assets across 35 branches. By Trust Grade it ranks 69th of 78 banks we track in Arkansas. Its capital ratio of 7.7% trails most similarly sized banks (7th percentile), versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 1.19% return on assets. No consumer complaints against First Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.5B
$1B–10B institution
Deposits
$2.9B
Branches
35
Capital ratio
7.7%
Bottom 7% of $1B–10B peers · Arkansas median 10.7%
Return on assets
1.2%
Bottom 47% of $1B–10B peers · Arkansas median 1.24%
Rank in Arkansas
#69
of 78 banks

How First Community Bank compares to Arkansas peers

Capital ratio
Bottom 7% of $1B–10B peers
First Community
7.7%
Arkansas median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 47% of $1B–10B peers
First Community
1.2%
Arkansas median
1.2%
Higher ROA = more profitable relative to asset base

How we graded First Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
B · 89
  • Well-capitalized (7.7% capital ratio)
  • Strongly profitable (ROA 1.19%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (35)

  • 310 Highway 62 E, Mountain Home, AR 72653
  • 111 E Main St, Neosho, MO 64850
  • 1 Allen Chapel Rd, Batesville, AR 72501
  • 2401 W Beebe Capps Expy, Searcy, AR 72143
  • 2801 E Race Ave, Searcy, AR 72143
  • 3 Eagle Mountain Blvd, Batesville, AR 72501
  • 102 S Main St, Cave City, AR 72521
  • 159 Highway 167 N, Bald Knob, AR 72010
  • 21196 Us Highway 71, Pineville, MO 64856
  • 1 Iroquois Dr, Cherokee Village, AR 72529
  • 3084 Bill Foster Memorial Hwy, Cabot, AR 72023
  • 3005 Gardner Edgewood Dr, Neosho, MO 64850
  • 800 E Beebe Capps Expy, Searcy, AR 72143
  • 1617 S Caraway Rd, Jonesboro, AR 72401
  • 306 Elder St, Bay, AR 72411
  • 630 Southwest Dr, Jonesboro, AR 72401
  • 1325 Harrison St, Batesville, AR 72501
  • 4900 Kavanaugh Blvd, Little Rock, AR 72207
  • 11 Prospect Ct, Cabot, AR 72023
  • 301 E Main St, Batesville, AR 72501
  • 2525 Mclain Street, Newport, AR 72112
  • 222 E Washington Ave, Jonesboro, AR 72401
  • 222 E Washington Ave, Jonesboro, AR 72401
  • 220 E Ridge Ave, Harrison, AR 72601
  • 766 Harkrider St, Conway, AR 72032
  • 8101 Highway 49, Brookland, AR 72417
  • 17820 Chenal Pkwy, Little Rock, AR 72223
  • 5100 W Park Ave Ste A124, Rogers, AR 72758
  • 2427 W Center St, Beebe, AR 72012
  • 1710 E 32nd St, Joplin, MO 64804
  • 116 Hwy 14 E, Lead Hill, AR 72644
  • 910 Chancery Lane, Jonesboro, AR 72401
  • 3150 W Wedington Dr, Fayetteville, AR 72704
  • 110 E Main St, Goodman, MO 64843
  • 202 Greenwood Ave, Lepanto, AR 72354

Are deposits at First Community Bank insured?

Yes. First Community Bank is an FDIC-insured bank (FDIC certificate #34533). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Community Bank: frequently asked questions

Is First Community Bank a good bank?

First Community Bank earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Well-capitalized (7.7% capital ratio); Strongly profitable (ROA 1.19%).

Is First Community Bank FDIC-insured?

Yes. First Community Bank is a FDIC-insured bank (FDIC certificate #34533). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Community Bank?

First Community Bank holds $3.5 billion in total assets, ranking 69th of 78 banks we track in Arkansas. It operates 35 branches.

Does First Community Bank have CFPB complaints?

No CFPB complaints against First Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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