Encore Bank is a bank based in Little Rock, Arkansas, established in 1997, with $3.6 billion in total assets across 19 branches. By Trust Grade it ranks 71st of 78 banks we track in Arkansas. Its capital ratio of 8.3% trails most similarly sized banks (12th percentile), versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 0.31% return on assets. No consumer complaints against Encore Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Encore Bank compares to Arkansas peers
How we graded Encore Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.3% capital ratio)
- Profitable (ROA 0.31%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Encore Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (19)
- 1801 Rahling Rd, Little Rock, AR 72223
- 5100 Kavanaugh Blvd, Little Rock, AR 72207
- 2211 Browns Ln, Jonesboro, AR 72401
- 112 W Center St, Fayetteville, AR 72701
- 5100 Jb Hunt Dr, Rogers, AR 72758
- 112 W Center St, Fayetteville, AR 72701
- 301 West Ave, Austin, TX 78701
- 711 Broadway St, San Antonio, TX 78215
- 3820 S Weller Ave, Springfield, MO 65804
- 5960 Berkshire Ln, Dallas, TX 75225
- 4217 Camp Bowie Blvd, Fort Worth, TX 76107
- 2501 N Rocky Point Dr, Tampa, FL 33607
- 1859 Summerville Ave, Charleston, SC 29405
- 7800 Dallas North Pkwy, Plano, TX 75024
- 3151 Apex Dr, Charlotte, NC 28211
- 450 N Patterson Ave, Winston-Salem, NC 27101
- 18 S. Markley Street, Greenville, SC 29601
- 6900 E. Layton Ave, Denver, CO 80237
- 1911 11th St, Boulder, CO 80302
Are deposits at Encore Bank insured?
Yes. Encore Bank is an FDIC-insured bank (FDIC certificate #34562). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Encore Bank: frequently asked questions
Is Encore Bank a good bank?
Encore Bank earns a Bankzia Trust Grade of B (86/100, "Strong"), based on a financial-strength score of 86/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Profitable (ROA 0.31%).
Is Encore Bank FDIC-insured?
Yes. Encore Bank is a FDIC-insured bank (FDIC certificate #34562). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Encore Bank?
Encore Bank holds $3.6 billion in total assets, ranking 71st of 78 banks we track in Arkansas. It operates 19 branches.
Does Encore Bank have CFPB complaints?
No CFPB complaints against Encore Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
