Merchants And Farmers Bank is a bank based in Dumas, Arkansas, established in 1909, with $283 million in total assets across 3 branches. By Trust Grade it ranks 36th of 78 banks we track in Arkansas. Its capital ratio of 10.1% trails most similarly sized banks (49th percentile), versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 1.17% return on assets. No consumer complaints against Merchants And Farmers Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Merchants And Farmers Bank compares to Arkansas peers
How we graded Merchants And Farmers Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.1% capital ratio)
- Strongly profitable (ROA 1.17%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Merchants And Farmers Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 500 Highway 65 S, Dumas, AR 71639
- 3512 Highway 5 N, Bryant, AR 72019
- 146 W. South Street, Benton, AR 72015
Are deposits at Merchants And Farmers Bank insured?
Yes. Merchants And Farmers Bank is an FDIC-insured bank (FDIC certificate #8735). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Merchants And Farmers Bank: frequently asked questions
Is Merchants And Farmers Bank a good bank?
Merchants And Farmers Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Strongly profitable (ROA 1.17%).
Is Merchants And Farmers Bank FDIC-insured?
Yes. Merchants And Farmers Bank is a FDIC-insured bank (FDIC certificate #8735). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Merchants And Farmers Bank?
Merchants And Farmers Bank holds $283 million in total assets, ranking 36th of 78 banks we track in Arkansas. It operates 3 branches.
Does Merchants And Farmers Bank have CFPB complaints?
No CFPB complaints against Merchants And Farmers Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
