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Farmers Bank

Greenwood, AR · Est. 1907 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Farmers Bank is a bank based in Greenwood, Arkansas, established in 1907, with $287 million in total assets across 10 branches. By Trust Grade it ranks 8th of 78 banks we track in Arkansas. Its capital ratio of 13.6% is stronger than 84% of similarly sized banks, versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 1.02% return on assets. No consumer complaints against Farmers Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$286.6M
$100M–1B institution
Deposits
$246.6M
Branches
10
Capital ratio
13.6%
Top 16% of $100M–1B peers · Arkansas median 10.7%
Return on assets
1.0%
Bottom 39% of $100M–1B peers · Arkansas median 1.24%
Rank in Arkansas
#8
of 78 banks

How Farmers Bank compares to Arkansas peers

Capital ratio
Top 16% of $100M–1B peers
Farmers Bank
13.6%
Arkansas median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 39% of $100M–1B peers
Farmers Bank
1.0%
Arkansas median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Farmers Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.6% capital ratio)
  • Strongly profitable (ROA 1.02%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Farmers Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 200 Main Street, Hackett, AR 72937
  • 25 S Broadway St, Hartford, AR 72938
  • 103 North State Highway 45, Bonanza, AR 72916
  • 1308 West Center, Geeenwood, AR 72936
  • 8420 Highway 71 S, Fort Smith, AR 72908
  • 7820 Rogers Ave, Fort Smith, AR 72903
  • 120 Highway 71 Ne, Huntington, AR 72940
  • 106 Huntington Ave, Mansfield, AR 72944
  • 501 W Main St, Lavaca, AR 72941
  • 71 W Center St, Greenwood, AR 72936

Are deposits at Farmers Bank insured?

Yes. Farmers Bank is an FDIC-insured bank (FDIC certificate #1296). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Farmers Bank: frequently asked questions

Is Farmers Bank a good bank?

Farmers Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.6% capital ratio); Strongly profitable (ROA 1.02%).

Is Farmers Bank FDIC-insured?

Yes. Farmers Bank is a FDIC-insured bank (FDIC certificate #1296). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Farmers Bank?

Farmers Bank holds $287 million in total assets, ranking 8th of 78 banks we track in Arkansas. It operates 10 branches.

Does Farmers Bank have CFPB complaints?

No CFPB complaints against Farmers Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Petit Jean State Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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