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Petit Jean State Bank

Morrilton, AR · Est. 1999 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Petit Jean State Bank is a bank based in Morrilton, Arkansas, established in 1999, with $262 million in total assets across 2 branches. By Trust Grade it ranks 20th of 78 banks we track in Arkansas. Its capital ratio of 16.3% is stronger than 93% of similarly sized banks, versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 1.94% return on assets. No consumer complaints against Petit Jean State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$262.0M
$100M–1B institution
Deposits
$212.5M
Branches
2
Capital ratio
16.3%
Top 7% of $100M–1B peers · Arkansas median 10.7%
Return on assets
1.9%
Top 14% of $100M–1B peers · Arkansas median 1.24%
Rank in Arkansas
#20
of 78 banks

How Petit Jean State Bank compares to Arkansas peers

Capital ratio
Top 7% of $100M–1B peers
Petit Jean
16.3%
Arkansas median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 14% of $100M–1B peers
Petit Jean
1.9%
Arkansas median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Petit Jean State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.3% capital ratio)
  • Strongly profitable (ROA 1.94%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Petit Jean State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 1620 University Blvd, Morrilton, AR 72110
  • 707 N Saint Joseph St, Morrilton, AR 72110

Are deposits at Petit Jean State Bank insured?

Yes. Petit Jean State Bank is an FDIC-insured bank (FDIC certificate #35084). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Petit Jean State Bank: frequently asked questions

Is Petit Jean State Bank a good bank?

Petit Jean State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.3% capital ratio); Strongly profitable (ROA 1.94%).

Is Petit Jean State Bank FDIC-insured?

Yes. Petit Jean State Bank is a FDIC-insured bank (FDIC certificate #35084). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Petit Jean State Bank?

Petit Jean State Bank holds $262 million in total assets, ranking 20th of 78 banks we track in Arkansas. It operates 2 branches.

Does Petit Jean State Bank have CFPB complaints?

No CFPB complaints against Petit Jean State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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