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Fbt Bank & Mortgage

Fordyce, AR · Est. 1931 · Website ↗
B
Trust Grade
Strong
Score: 85/100

Fbt Bank & Mortgage is a bank based in Fordyce, Arkansas, established in 1931, with $251 million in total assets across 5 branches. By Trust Grade it ranks 72nd of 78 banks we track in Arkansas. Its capital ratio of 6.4% trails most similarly sized banks (4th percentile), versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 1.49% return on assets. No consumer complaints against Fbt Bank & Mortgage appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$250.5M
$100M–1B institution
Deposits
$210.4M
Branches
5
Capital ratio
6.4%
Bottom 4% of $100M–1B peers · Arkansas median 10.7%
Return on assets
1.5%
Top 33% of $100M–1B peers · Arkansas median 1.24%
Rank in Arkansas
#72
of 78 banks

How Fbt Bank & Mortgage compares to Arkansas peers

Capital ratio
Bottom 4% of $100M–1B peers
Fbt Bank
6.4%
Arkansas median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 33% of $100M–1B peers
Fbt Bank
1.5%
Arkansas median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Fbt Bank & Mortgage

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (6.4% capital ratio)
  • Strongly profitable (ROA 1.49%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Fbt Bank & Mortgage over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • Upton Drive And U.S. Highway 79-167, Fordyce, AR 71742
  • 103 West Magnolia, Rison, AR 71665
  • 7199 Sheridan Rd, White Hall, AR 71602
  • 3400 Camden Rd, Pine Bluff, AR 71603
  • 200 W 4th St, Fordyce, AR 71742

Are deposits at Fbt Bank & Mortgage insured?

Yes. Fbt Bank & Mortgage is an FDIC-insured bank (FDIC certificate #1028). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fbt Bank & Mortgage: frequently asked questions

Is Fbt Bank & Mortgage a good bank?

Fbt Bank & Mortgage earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (6.4% capital ratio); Strongly profitable (ROA 1.49%).

Is Fbt Bank & Mortgage FDIC-insured?

Yes. Fbt Bank & Mortgage is a FDIC-insured bank (FDIC certificate #1028). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Fbt Bank & Mortgage?

Fbt Bank & Mortgage holds $251 million in total assets, ranking 72nd of 78 banks we track in Arkansas. It operates 5 branches.

Does Fbt Bank & Mortgage have CFPB complaints?

No CFPB complaints against Fbt Bank & Mortgage appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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