Smackover State Bank is a bank based in Smackover, Arkansas, established in 1928, with $249 million in total assets across 4 branches. By Trust Grade it ranks 28th of 78 banks we track in Arkansas. Its capital ratio of 10.3% is stronger than 52% of similarly sized banks, versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 1.18% return on assets. No consumer complaints against Smackover State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Smackover State Bank compares to Arkansas peers
How we graded Smackover State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.3% capital ratio)
- Strongly profitable (ROA 1.18%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Smackover State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 300 East Padgett Road, Norphlet, AR 71759
- 125 W 5th St, El Dorado, AR 71730
- 708 Broadway St, Smackover, AR 71762
- 602 S Timberlane Dr, El Dorado, AR 71730
Are deposits at Smackover State Bank insured?
Yes. Smackover State Bank is an FDIC-insured bank (FDIC certificate #5623). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Smackover State Bank: frequently asked questions
Is Smackover State Bank a good bank?
Smackover State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.3% capital ratio); Strongly profitable (ROA 1.18%).
Is Smackover State Bank FDIC-insured?
Yes. Smackover State Bank is a FDIC-insured bank (FDIC certificate #5623). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Smackover State Bank?
Smackover State Bank holds $249 million in total assets, ranking 28th of 78 banks we track in Arkansas. It operates 4 branches.
Does Smackover State Bank have CFPB complaints?
No CFPB complaints against Smackover State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
