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First Arkansas Bank And Trust

Jacksonville, AR · Est. 1949 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

First Arkansas Bank And Trust is a bank based in Jacksonville, Arkansas, established in 1949, with $1.2 billion in total assets across 21 branches. By Trust Grade it ranks 52nd of 78 banks we track in Arkansas. Its capital ratio of 8.9% trails most similarly sized banks (21th percentile), versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 1.84% return on assets. No consumer complaints against First Arkansas Bank And Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.2B
$1B–10B institution
Deposits
$998.4M
Branches
21
Capital ratio
8.9%
Bottom 21% of $1B–10B peers · Arkansas median 10.7%
Return on assets
1.8%
Top 15% of $1B–10B peers · Arkansas median 1.24%
Rank in Arkansas
#52
of 78 banks

How First Arkansas Bank And Trust compares to Arkansas peers

Capital ratio
Bottom 21% of $1B–10B peers
First Arkansas
8.9%
Arkansas median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 15% of $1B–10B peers
First Arkansas
1.8%
Arkansas median
1.2%
Higher ROA = more profitable relative to asset base

How we graded First Arkansas Bank And Trust

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Well-capitalized (8.9% capital ratio)
  • Strongly profitable (ROA 1.84%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Arkansas Bank And Trust over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (21)

  • 600 W Main St, Jacksonville, AR 72076
  • 7654 Greers Ferry Rd, Greers Ferry, AR 72067
  • 5825 Heber Springs Rd W, Quitman, AR 72131
  • 11 N Broadview St, Greenbrier, AR 72058
  • 940 Arnold Dr, Jacksonville, AR 72099
  • 14917 Highway 107, Gravel Ridge, AR 72076
  • 501 N Jp Wright Loop Rd, Jacksonville, AR 72076
  • 3166 Highway 367 S, Cabot, AR 72023
  • 290 S Rockwood Dr, Cabot, AR 72023
  • 185 Bone St, Clinton, AR 72031
  • 2030 John Harden Dr, Jacksonville, AR 72076
  • 121 Bill Foster Memorial Hwy, Cabot, AR 72023
  • 1500-A Highway 25 By-Pass, Heber Springs, AR 72543
  • 10 S Broadway St, Damascus, AR 72039
  • 1230 Highway 25b, Heber Springs, AR 72543
  • 1685 E Main St, Austin, AR 72007
  • 600 W Main St, Jacksonville, AR 72076
  • 2200 Wildwood Ave, Sherwood, AR 72120
  • 3607 E Kiehl Ave, Sherwood, AR 72120
  • 804 Hogan Ln, Conway, AR 72034
  • 200 Chastain Center Blvd Nw, Kennesaw, GA 30144

Are deposits at First Arkansas Bank And Trust insured?

Yes. First Arkansas Bank And Trust is an FDIC-insured bank (FDIC certificate #16849). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Arkansas Bank And Trust: frequently asked questions

Is First Arkansas Bank And Trust a good bank?

First Arkansas Bank And Trust earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Strongly profitable (ROA 1.84%).

Is First Arkansas Bank And Trust FDIC-insured?

Yes. First Arkansas Bank And Trust is a FDIC-insured bank (FDIC certificate #16849). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Arkansas Bank And Trust?

First Arkansas Bank And Trust holds $1.2 billion in total assets, ranking 52nd of 78 banks we track in Arkansas. It operates 21 branches.

Does First Arkansas Bank And Trust have CFPB complaints?

No CFPB complaints against First Arkansas Bank And Trust appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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