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Evolve Bank & Trust

West Memphis, AR · Est. 1925 · Website ↗
89/ 100
Trust Grade
Strong
89 out of 100

Evolve Bank & Trust is a bank based in West Memphis, Arkansas, established in 1925, with $1.2 billion in total assets across 10 branches. By Trust Grade it ranks 68th of 78 banks we track in Arkansas. Its capital ratio of 13.4% is stronger than 87% of similarly sized banks, versus a Arkansas median of 10.7%. It posted a loss over the most recent period (-0.14% return on assets), a point to watch. No consumer complaints against Evolve Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.2B
$1B–10B institution
Deposits
$997.3M
Branches
10
Capital ratio
13.4%
Top 13% of $1B–10B peers · Arkansas median 10.7%
Return on assets
-0.1%
Bottom 2% of $1B–10B peers · Arkansas median 1.24%
Rank in Arkansas
#68
of 78 banks

How Evolve Bank & Trust compares to Arkansas peers

Capital ratio
Top 13% of $1B–10B peers
Evolve Bank
13.4%
Arkansas median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 2% of $1B–10B peers
Evolve Bank
-0.1%
Arkansas median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Evolve Bank & Trust

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
89/100
Customer experience
n/a
Overall
89/100
  • Strongly capitalized (13.4% capital ratio)
  • Unprofitable over the period (ROA -0.14%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Evolve Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 123 West Parkin Ave, Parkin, AR 72373
  • 855 Ridge Lake Blvd, Memphis, TN 38120
  • 1690 Falls Blvd N, Wynne, AR 72396
  • 6070 Poplar Ave, Memphis, TN 38119
  • 111 E Huntington Ave, Jonesboro, AR 72401
  • 2850 I 55 Service Road, Marion, AR 72364
  • 1566 Hwy 62-412, Highland, AR 72542
  • 6000 Poplar Ave, Memphis, TN 38119
  • 101 E Chestnut St, Rogers, AR 72756
  • 301 Shoppingway Blvd, West Memphis, AR 72301

Are deposits at Evolve Bank & Trust insured?

Yes. Evolve Bank & Trust is an FDIC-insured bank (FDIC certificate #1299). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Evolve Bank & Trust: frequently asked questions

Is Evolve Bank & Trust a good bank?

Evolve Bank & Trust earns a Bankzia Trust Grade of B (89/100, "Strong"), based on a financial-strength score of 89/100 (it has no CFPB complaints on record). Strongly capitalized (13.4% capital ratio); Unprofitable over the period (ROA -0.14%).

Is Evolve Bank & Trust FDIC-insured?

Yes. Evolve Bank & Trust is a FDIC-insured bank (FDIC certificate #1299). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Evolve Bank & Trust?

Evolve Bank & Trust holds $1.2 billion in total assets, ranking 68th of 78 banks we track in Arkansas. It operates 10 branches.

Does Evolve Bank & Trust have CFPB complaints?

No CFPB complaints against Evolve Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.

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Fm Bank And Trust
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Generations Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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