Legacy National Bank is a bank based in Springdale, Arkansas, established in 2005, with $1.2 billion in total assets across 10 branches. By Trust Grade it ranks 55th of 78 banks we track in Arkansas. Its capital ratio of 9.1% trails most similarly sized banks (24th percentile), versus a Arkansas median of 10.7%. It was profitable over the most recent period, with a 1.33% return on assets. No consumer complaints against Legacy National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Legacy National Bank compares to Arkansas peers
How we graded Legacy National Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.1% capital ratio)
- Strongly profitable (ROA 1.33%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Legacy National Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (10)
- 13540 W Highway 72, Hiwasse, AR 72739
- 211 Main St Se, Gravette, AR 72736
- 4055 W Sunset Ave, Springdale, AR 72762
- 2081 Butterfield Coach Road, Springdale, AR 72764
- 4901 W Pauline Whitaker Pkwy, Rogers, AR 72758
- 3607 S Thompson St, Springdale, AR 72764
- 1325 E Joyce Blvd, Fayetteville, AR 72703
- 2904 S Walton Blvd, Bentonville, AR 72712
- 205 W. Pridemore Drive, Lincoln, AR 72744
- 107 Nw 2nd St., Bentonville, AR 72712
Are deposits at Legacy National Bank insured?
Yes. Legacy National Bank is an FDIC-insured bank (FDIC certificate #57953). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Legacy National Bank: frequently asked questions
Is Legacy National Bank a good bank?
Legacy National Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Strongly profitable (ROA 1.33%).
Is Legacy National Bank FDIC-insured?
Yes. Legacy National Bank is a FDIC-insured bank (FDIC certificate #57953). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Legacy National Bank?
Legacy National Bank holds $1.2 billion in total assets, ranking 55th of 78 banks we track in Arkansas. It operates 10 branches.
Does Legacy National Bank have CFPB complaints?
No CFPB complaints against Legacy National Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
