Fremont Bank is a bank based in Fremont, California, established in 1964, with $5.9 billion in total assets across 23 branches. By Trust Grade it ranks 98th of 117 banks we track in California. Its capital ratio of 7.8% trails most similarly sized banks (8th percentile), versus a California median of 11.7%. It was profitable over the most recent period, with a 1.17% return on assets. No consumer complaints against Fremont Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Fremont Bank compares to California peers
How we graded Fremont Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.8% capital ratio)
- Strongly profitable (ROA 1.17%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Fremont Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (23)
- 39150 Fremont Blvd, Fremont, CA 94538
- 3909a Decoto Rd, Fremont, CA 94555
- 32000 Alvarado Blvd, Union City, CA 94587
- 1480 E 14th St, San Leandro, CA 94577
- 40031 Mission Blvd, Fremont, CA 94539
- 46635 Mission Blvd, Fremont, CA 94539
- 3549 Castro Valley Blvd, Castro Valley, CA 94546
- 5829 Jarvis Ave, Newark, CA 94560
- 6654 Koll Center Pkwy, Pleasanton, CA 94566
- 21001 San Ramon Valley Blvd, San Ramon, CA 94583
- 210 Railroad Ave, Danville, CA 94526
- 160 W Santa Clara St, San Jose, CA 95113
- 26356 Carmel Rancho Ln, Carmel, CA 93923
- 1735 N Broadway, Walnut Creek, CA 94596
- 2580 Shea Center Drive, Livermore, CA 94551
- 1879 Holmes St, Livermore, CA 94550
- 200 Townsend St, San Francisco, CA 94107
- 200 Sand Creek Rd, Brentwood, CA 94513
- 1679 Industrial Pkwy W, Hayward, CA 94544
- 3866 Fallon Rd, Dublin, CA 94568
- 6300 College Ave, Oakland, CA 94618
- 182 Farmers Ln Ste 205, Santa Rosa, CA 95405
- 565 San Antonio Rd, Mountain View, CA 94040
Are deposits at Fremont Bank insured?
Yes. Fremont Bank is an FDIC-insured bank (FDIC certificate #19222). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Fremont Bank: frequently asked questions
Is Fremont Bank a good bank?
Fremont Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (7.8% capital ratio); Strongly profitable (ROA 1.17%).
Is Fremont Bank FDIC-insured?
Yes. Fremont Bank is a FDIC-insured bank (FDIC certificate #19222). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Fremont Bank?
Fremont Bank holds $5.9 billion in total assets, ranking 98th of 117 banks we track in California. It operates 23 branches.
Does Fremont Bank have CFPB complaints?
No CFPB complaints against Fremont Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
