Five Star Bank is a bank based in Roseville, California, established in 1999, with $5.0 billion in total assets across 9 branches. By Trust Grade it ranks 29th of 117 banks we track in California. Its capital ratio of 10.2% trails most similarly sized banks (49th percentile), versus a California median of 11.7%. It was profitable over the most recent period, with a 1.64% return on assets. No consumer complaints against Five Star Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Five Star Bank compares to California peers
How we graded Five Star Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.2% capital ratio)
- Strongly profitable (ROA 1.64%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Five Star Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (9)
- 2400 Del Paso Rd, Sacramento, CA 95834
- 3100 Zinfandel Dr, Rancho Cordova, CA 95670
- 358 Hartnell Ave, Redding, CA 96002
- 1370 E Lassen Ave, Chico, CA 95973
- 855 Harter Pkwy, Yuba City, CA 95993
- 9250 Laguna Springs Dr, Elk Grove, CA 95758
- 345 California Street, San Francisco, CA 94104
- 1333 N California Blvd, Walnut Creek, CA 94596
- 2240 Douglas Blvd, Roseville, CA 95661
Are deposits at Five Star Bank insured?
Yes. Five Star Bank is an FDIC-insured bank (FDIC certificate #35361). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Five Star Bank: frequently asked questions
Is Five Star Bank a good bank?
Five Star Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.2% capital ratio); Strongly profitable (ROA 1.64%).
Is Five Star Bank FDIC-insured?
Yes. Five Star Bank is a FDIC-insured bank (FDIC certificate #35361). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Five Star Bank?
Five Star Bank holds $5.0 billion in total assets, ranking 29th of 117 banks we track in California. It operates 9 branches.
Does Five Star Bank have CFPB complaints?
No CFPB complaints against Five Star Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
