Westamerica Bank is a bank based in San Rafael, California, established in 1884, with $5.8 billion in total assets across 75 branches. By Trust Grade it ranks 24th of 117 banks we track in California. Its capital ratio of 10.5% is stronger than 55% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 1.82% return on assets. No consumer complaints against Westamerica Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Westamerica Bank compares to California peers
How we graded Westamerica Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.5% capital ratio)
- Strongly profitable (ROA 1.82%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Westamerica Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (75)
- 2130 Chester Ave, Bakersfield, CA 93301
- 1 Financial Plz, Napa, CA 94558
- 375 Brunswick Rd, Grass Valley, CA 95945
- 300 Capitol Mall, Sacramento, CA 95814
- 401 W Yosemite Ave, Madera, CA 93637
- 1172 E Shaw Ave, Fresno, CA 93710
- 1500 7th St, Sanger, CA 93657
- 1524 Mchenry Ave, Modesto, CA 95350
- 36582 Dinero Way, Huron, CA 93234
- 1400 Draper St, Kingsburg, CA 93631
- 16265 Main St, Guerneville, CA 95446
- 105 N Main St, Sebastopol, CA 95472
- 2498 Guerneville Rd, Santa Rosa, CA 95403
- 300 Rohnert Park Expy, Rohnert Park, CA 94928
- 511 Healdsburg Ave, Healdsburg, CA 95448
- 834 Sir Francis Drake Blvd, San Anselmo, CA 94960
- 1610 Arden Way, Sacramento, CA 95815
- 1676 N California Blvd, Walnut Creek, CA 94596
- 11240 Pleasant Valley Rd, Penn Valley, CA 95946
- 138 Peabody Rd, Vacaville, CA 95687
- 1401 Willow Pass Rd, Concord, CA 94520
- 5700 Stoneridge Mall Rd, Pleasanton, CA 94588
- 1507 Center Ave, Dos Palos, CA 93620
- 4025 Main St, Kelseyville, CA 95451
- 640 Main St, Livingston, CA 95334
- 15342 Lakeshore Dr, Clearlake, CA 95422
- 1108 5th Ave, San Rafael, CA 94901
- 600 James St, Shafter, CA 93263
- 6100 Lake Isabella Blvd, Lake Isabella, CA 93240
- 306 S Madera Ave, Kerman, CA 93630
- 2400 Hilborn Rd, Fairfield, CA 94534
- 20 Solano Sq, Benicia, CA 94510
- 7333 Redwood Blvd, Novato, CA 94945
- 1 Mitchell Blvd, San Rafael, CA 94903
- 1 Harbor Dr, Sausalito, CA 94965
- 1115 Magnolia Ave, Larkspur, CA 94939
- 300 Ignacio Blvd, Novato, CA 94949
- 203 S Mcdowell Blvd, Petaluma, CA 94954
- 750 Redwood Hwy Frontage Rd, Mill Valley, CA 94941
- 1177 Francisco Blvd E, San Rafael, CA 94901
Are deposits at Westamerica Bank insured?
Yes. Westamerica Bank is an FDIC-insured bank (FDIC certificate #3430). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Westamerica Bank: frequently asked questions
Is Westamerica Bank a good bank?
Westamerica Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.5% capital ratio); Strongly profitable (ROA 1.82%).
Is Westamerica Bank FDIC-insured?
Yes. Westamerica Bank is a FDIC-insured bank (FDIC certificate #3430). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Westamerica Bank?
Westamerica Bank holds $5.8 billion in total assets, ranking 24th of 117 banks we track in California. It operates 75 branches.
Does Westamerica Bank have CFPB complaints?
No CFPB complaints against Westamerica Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
