Murphy Bank is a bank based in Fresno, California, established in 1984, with $360 million in total assets across 2 branches. By Trust Grade it ranks 16th of 117 banks we track in California. Its capital ratio of 14.6% is stronger than 88% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 2.29% return on assets. No consumer complaints against Murphy Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Murphy Bank compares to California peers
How we graded Murphy Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.6% capital ratio)
- Strongly profitable (ROA 2.29%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Murphy Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 5180 N Palm Ave, Fresno, CA 93704
- 892 Aerovista Pl, San Luis Obispo, CA 93401
Are deposits at Murphy Bank insured?
Yes. Murphy Bank is an FDIC-insured bank (FDIC certificate #25726). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Murphy Bank: frequently asked questions
Is Murphy Bank a good bank?
Murphy Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.6% capital ratio); Strongly profitable (ROA 2.29%).
Is Murphy Bank FDIC-insured?
Yes. Murphy Bank is a FDIC-insured bank (FDIC certificate #25726). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Murphy Bank?
Murphy Bank holds $360 million in total assets, ranking 16th of 117 banks we track in California. It operates 2 branches.
Does Murphy Bank have CFPB complaints?
No CFPB complaints against Murphy Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
