Cathay Bank is a bank based in Los Angeles, California, established in 1962, with $24.0 billion in total assets across 66 branches. By Trust Grade it ranks 101st of 117 banks we track in California. Its capital ratio of 12.8% is stronger than 70% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 1.53% return on assets. Consumers filed 74 complaints about CATHAY BANK with the CFPB — 3.1 per $1B in assets, a lower rate than 65% of peers.
How Cathay Bank compares to California peers
How we graded Cathay Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.8% capital ratio)
- Strongly profitable (ROA 1.53%)
- 3.1 complaints per $1B in assets
Consumer complaints (CFPB)
74 complaints filed with the CFPB against CATHAY BANK — 3.1 per $1B in assets.
Branch locations (66)
- 777 N Broadway, Los Angeles, CA 90012
- 9650 Flair Dr, El Monte, CA 91731
- 250 S Atlantic Blvd, Monterey Park, CA 91754
- 9121 Bolsa Ave, Westminster, CA 92683
- 2010 Tully Rd, San Jose, CA 95122
- 825 E Valley Blvd, San Gabriel, CA 91776
- 710 Webster St, Oakland, CA 94607
- 1250 Fullerton Rd, City Of Industry, CA 91748
- 15323 Culver Dr, Irvine, CA 92604
- 10480 S De Anza Blvd, Cupertino, CA 95014
- 1095 El Camino Real, Millbrae, CA 94030
- 3288 Pierce St, Richmond, CA 94804
- 40-14/16 Main Street, Flushing, NY 11354
- 23211 Hawthorne Blvd, Torrance, CA 90505
- 18643 Pioneer Blvd, Artesia, CA 90701
- 5351 University Dr, Irvine, CA 92612
- 4688 Convoy St, San Diego, CA 92111
- 9045 Corbin Ave, Northridge, CA 91324
- 1708 Oakland Rd, San Jose, CA 95131
- 82-62 Broadway, Elmhurst, NY 11373
- 650 Hungerford Dr, Rockville, MD 20850
- 235 5th Ave, New York, NY 10016
- 45 E Broadway, New York, NY 10002
- 665 Pasquinelli Dr # B104, Westmont, IL 60559
- 1195 S Diamond Bar Blvd, Diamond Bar, CA 91765
- 18230 E Valley Hwy, Kent, WA 98032
- 1701 Decoto Rd, Union City, CA 94587
- 5402 8th Ave, Brooklyn, NY 11220
- 222 W Cermak Rd, Chicago, IL 60616
- 4148 Main St, Flushing, NY 11355
- 635 W Duarte Rd, Arcadia, CA 91007
- 621 Washington St, Boston, MA 02111
- 3654 Main St, Flushing, NY 11354
- 17432 Colima Rd, Rowland Heights, CA 91748
- 17860 Newhope St, Fountain Valley, CA 92708
- 621 S Lane St, Seattle, WA 98104
- 2257 Irving St, San Francisco, CA 94122
- 500 Airport Blvd, Burlingame, CA 94010
- 20195 Stevens Creek Blvd, Cupertino, CA 95014
- 17271 Gale Ave, City Of Industry, CA 91748
Are deposits at Cathay Bank insured?
Yes. Cathay Bank is an FDIC-insured bank (FDIC certificate #18503). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cathay Bank: frequently asked questions
Is Cathay Bank a good bank?
Cathay Bank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 98/100 and a customer-experience score of 77.34/100. Strongly capitalized (12.8% capital ratio); Strongly profitable (ROA 1.53%).
Is Cathay Bank FDIC-insured?
Yes. Cathay Bank is a FDIC-insured bank (FDIC certificate #18503). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Cathay Bank?
Cathay Bank holds $24.0 billion in total assets, ranking 101st of 117 banks we track in California. It operates 66 branches.
How many complaints does Cathay Bank have?
Consumers filed 74 complaints about CATHAY BANK with the CFPB, or 3.1 per $1B in assets. 100% were answered on time. 0% closed with relief to the consumer.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
