Skip to main content
bank

Bank Of The Sierra

Porterville, CA · Est. 1978 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Bank Of The Sierra is a bank based in Porterville, California, established in 1978, with $3.8 billion in total assets across 35 branches. By Trust Grade it ranks 57th of 117 banks we track in California. Its capital ratio of 11.7% is stronger than 74% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 1.46% return on assets. Consumers filed 5 complaints about Sierra Credit Corp with the CFPB — 1.3 per $1B in assets, a lower rate than 74% of peers.

Total assets
$3.8B
$1B–10B institution
Deposits
$2.9B
Branches
35
Capital ratio
11.7%
Top 26% of $1B–10B peers · California median 11.7%
Return on assets
1.5%
Top 32% of $1B–10B peers · California median 1.14%
Rank in California
#57
of 117 banks

How Bank Of The Sierra compares to California peers

Capital ratio
Top 26% of $1B–10B peers
Bank Of
11.7%
California median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 32% of $1B–10B peers
Bank Of
1.5%
California median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Bank Of The Sierra

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
85.82/100
Overall
A · 97
  • Strongly capitalized (11.7% capital ratio)
  • Strongly profitable (ROA 1.46%)
  • 1.3 complaints per $1B in assets

Consumer complaints (CFPB)

5 complaints filed with the CFPB against Sierra Credit Corp — 1.3 per $1B in assets.

Total complaints
5
Per $1B assets
1.3
Lower = better

Branch locations (35)

  • 90 N Main St, Porterville, CA 93257
  • 224 W F St, Tehachapi, CA 93561
  • 232 N Valencia Blvd, Woodlake, CA 93286
  • 1498 W Olive Ave, Porterville, CA 93257
  • 142 S Mirage Ave, Lindsay, CA 93247
  • 1103 W Visalia Rd, Exeter, CA 93221
  • 2515 S Mooney Blvd, Visalia, CA 93277
  • 40884 Sierra Dr, Three Rivers, CA 93271
  • 128 E Main St, Visalia, CA 93291
  • 427 W Lacey Blvd, Hanford, CA 93230
  • 636 E Shaw Ave, Fresno, CA 93710
  • 8500 Ming Ave, Bakersfield, CA 93311
  • 401 E Tulare St, Dinuba, CA 93618
  • 8031 California City Blvd, California City, CA 93505
  • 527 Sespe Ave, Fillmore, CA 93015
  • 402 W Ojai Ave, Ojai, CA 93023
  • 1835 Shaw Ave, Clovis, CA 93611
  • 1207 Spring St, Paso Robles, CA 93446
  • 705 W Central Ave, Lompoc, CA 93436
  • 1095 W Manning Ave, Reedley, CA 93654
  • 4060 Coffee Rd, Bakersfield, CA 93308
  • 1126 Main St, Delano, CA 93215
  • 86 N Main St, Porterville, CA 93257
  • 5775 E Kings Canyon Rd, Fresno, CA 93727
  • 2501 Mount Vernon Ave, Bakersfield, CA 93306
  • 1430 E Prosperity Ave, Tulare, CA 93274
  • 400 W Visalia Rd, Farmersville, CA 93223
  • 2450 Mccall Ave, Selma, CA 93662
  • 21 E Carrillo St, Santa Barbara, CA 93101
  • 500 Marsh St, San Luis Obispo, CA 93401
  • 89 S California St, Ventura, CA 93001
  • 4456 California Ave, Bakersfield, CA 93309
  • 1401 Dolliver St Ste B, Pismo Beach, CA 93449
  • 7391 N Palm Ave, Fresno, CA 93711
  • 901 E Main St, Santa Paula, CA 93060

Are deposits at Bank Of The Sierra insured?

Yes. Bank Of The Sierra is an FDIC-insured bank (FDIC certificate #22597). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of The Sierra: frequently asked questions

Is Bank Of The Sierra a good bank?

Bank Of The Sierra earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 98/100 and a customer-experience score of 85.82/100. Strongly capitalized (11.7% capital ratio); Strongly profitable (ROA 1.46%).

Is Bank Of The Sierra FDIC-insured?

Yes. Bank Of The Sierra is a FDIC-insured bank (FDIC certificate #22597). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of The Sierra?

Bank Of The Sierra holds $3.8 billion in total assets, ranking 57th of 117 banks we track in California. It operates 35 branches.

How many complaints does Bank Of The Sierra have?

Consumers filed 5 complaints about Sierra Credit Corp with the CFPB, or 1.3 per $1B in assets.

Similar Banks

Community West Bank
bank · Fresno, CA · $3.7B assets
Commercial Bank Of California
bank · Irvine, CA · $3.9B assets
Bank Of Marin
bank · Novato, CA · $3.9B assets
California Bank Of Commerce, National Association
bank · San Diego, CA · $4.0B assets
Pcb Bank
bank · Los Angeles, CA · $3.4B assets
Royal Business Bank
bank · Los Angeles, CA · $4.2B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →