Royal Business Bank is a bank based in Los Angeles, California, established in 2008, with $4.2 billion in total assets across 25 branches. By Trust Grade it ranks 52nd of 117 banks we track in California. Its capital ratio of 14.7% is stronger than 92% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 1.20% return on assets. No consumer complaints against Royal Business Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Royal Business Bank compares to California peers
How we graded Royal Business Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.7% capital ratio)
- Strongly profitable (ROA 1.20%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Royal Business Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (25)
- 765 Bishop St, Honolulu, HI 96813
- 1912 W Sunset Blvd, Los Angeles, CA 90026
- 700 W Garvey Ave, Monterey Park, CA 91754
- 11304 1/2 South St, Cerritos, CA 90703
- 179 Canal St, New York, NY 10013
- 400 E Esplanade Dr, Oxnard, CA 93036
- 3366 E Thousand Oaks Blvd, Westlake Village, CA 91362
- 4208 Main St, Flushing, NY 11355
- 366 Esplanade Drive, Ventura, CA 93003
- 5902 8th Ave, Brooklyn, NY 11220
- 1139 S Diamond Bar Blvd, Diamond Bar, CA 91765
- 3233 S Ashland Ave, Chicago, IL 60608
- 8655 Broadway, Elmhurst, NY 11373
- 901 S Baldwin Ave, Arcadia, CA 91007
- 3919 Spring Mountain Rd, Las Vegas, NV 89102
- 1055 Wilshire Blvd, Los Angeles, CA 90017
- 123 E Valley Blvd, San Gabriel, CA 91776
- 23740 Hawthorne Blvd, Torrance, CA 90505
- 1709 S Nogales St., Suite 100, Rowland Heights, CA 91748
- 2323 S Wentworth Ave, Chicago, IL 60616
- 14725 Jeffrey Rd, Irvine, CA 92618
- 13534 Roosevelt Ave, Flushing, NY 11354
- 561 Route 1, Edison, NJ 08817
- 2057 86th St, Brooklyn, NY 11214
- 5503 8th Ave, Brooklyn, NY 11220
Are deposits at Royal Business Bank insured?
Yes. Royal Business Bank is an FDIC-insured bank (FDIC certificate #58816). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Royal Business Bank: frequently asked questions
Is Royal Business Bank a good bank?
Royal Business Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.7% capital ratio); Strongly profitable (ROA 1.20%).
Is Royal Business Bank FDIC-insured?
Yes. Royal Business Bank is a FDIC-insured bank (FDIC certificate #58816). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Royal Business Bank?
Royal Business Bank holds $4.2 billion in total assets, ranking 52nd of 117 banks we track in California. It operates 25 branches.
Does Royal Business Bank have CFPB complaints?
No CFPB complaints against Royal Business Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
