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California Bank Of Commerce, National Association

San Diego, CA · Est. 2001 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

California Bank Of Commerce, National Association is a bank based in San Diego, California, established in 2001, with $4.0 billion in total assets across 14 branches. By Trust Grade it ranks 31st of 117 banks we track in California. Its capital ratio of 14.9% is stronger than 93% of similarly sized banks, versus a California median of 11.7%. It was profitable over the most recent period, with a 1.42% return on assets. No consumer complaints against California Bank Of Commerce, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.0B
$1B–10B institution
Deposits
$3.4B
Branches
14
Capital ratio
14.9%
Top 7% of $1B–10B peers · California median 11.7%
Return on assets
1.4%
Top 35% of $1B–10B peers · California median 1.14%
Rank in California
#31
of 117 banks

How California Bank Of Commerce, National Association compares to California peers

Capital ratio
Top 7% of $1B–10B peers
California Bank
14.9%
California median
11.7%
Higher capital ratio = stronger financial cushion
Return on assets
Top 35% of $1B–10B peers
California Bank
1.4%
California median
1.1%
Higher ROA = more profitable relative to asset base

How we graded California Bank Of Commerce, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.9% capital ratio)
  • Strongly profitable (ROA 1.42%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for California Bank Of Commerce, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (14)

  • 12265 El Camino Real, San Diego, CA 92130
  • 47000 Washington St, La Quinta, CA 92253
  • 23780 Magic Mountain Pkwy, Santa Clarita, CA 91355
  • 801 N Brand Blvd, Glendale, CA 91203
  • 2999 Oak Rd, Walnut Creek, CA 94597
  • 400 Spectrum Center Dr, Irvine, CA 92618
  • 1315 Main St, Ramona, CA 92065
  • 3142 Tiger Run Ct, Carlsbad, CA 92010
  • 40101 Monterey Ave, Rancho Mirage, CA 92270
  • 1620 5th Ave, San Diego, CA 92101
  • 1640 S Sepulveda Blvd Ste 130, Los Angeles, CA 90025
  • 16255 Ventura Blvd, Encino, CA 91436
  • 875 S Westlake Blvd, Westlake Village, CA 91361
  • 22342 Avenida Empresa, Rancho Santa Margarita, CA 92688

Are deposits at California Bank Of Commerce, National Association insured?

Yes. California Bank Of Commerce, National Association is an FDIC-insured bank (FDIC certificate #57044). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

California Bank Of Commerce, National Association: frequently asked questions

Is California Bank Of Commerce, National Association a good bank?

California Bank Of Commerce, National Association earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.9% capital ratio); Strongly profitable (ROA 1.42%).

Is California Bank Of Commerce, National Association FDIC-insured?

Yes. California Bank Of Commerce, National Association is a FDIC-insured bank (FDIC certificate #57044). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is California Bank Of Commerce, National Association?

California Bank Of Commerce, National Association holds $4.0 billion in total assets, ranking 31st of 117 banks we track in California. It operates 14 branches.

Does California Bank Of Commerce, National Association have CFPB complaints?

No CFPB complaints against California Bank Of Commerce, National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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