First Pacific Bank is a bank based in Whittier, California, established in 2006, with $490 million in total assets across 5 branches. By Trust Grade it ranks 96th of 117 banks we track in California. Its capital ratio of 9.2% trails most similarly sized banks (33th percentile), versus a California median of 11.7%. It was profitable over the most recent period, with a 0.42% return on assets. No consumer complaints against First Pacific Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Pacific Bank compares to California peers
How we graded First Pacific Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.2% capital ratio)
- Profitable (ROA 0.42%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Pacific Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 16011 Whittier Blvd, Whittier, CA 90603
- 408 E State St, Redlands, CA 92373
- 12070 Telegraph Rd, Santa Fe Springs, CA 90670
- 625 The City Dr S, Orange, CA 92868
- 11988 El Camino Real, San Diego, CA 92130
Are deposits at First Pacific Bank insured?
Yes. First Pacific Bank is an FDIC-insured bank (FDIC certificate #58218). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Pacific Bank: frequently asked questions
Is First Pacific Bank a good bank?
First Pacific Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Profitable (ROA 0.42%).
Is First Pacific Bank FDIC-insured?
Yes. First Pacific Bank is a FDIC-insured bank (FDIC certificate #58218). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Pacific Bank?
First Pacific Bank holds $490 million in total assets, ranking 96th of 117 banks we track in California. It operates 5 branches.
Does First Pacific Bank have CFPB complaints?
No CFPB complaints against First Pacific Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
